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Social Security Administration

  • Government Relations
367 Via Vera Cruz
San Marcos, CA 92078
(800) 772-1213
(619) 557-5740 (fax)
  • About

    Social Security: a simple concept
    Social Security reaches almost every family, and at some
    point, touches the lives of nearly all Americans.
    Social Security helps older Americans, workers who
    become disabled, and families in which a spouse or
    parent dies. Today, about 167 million people work and
    pay Social Security taxes and about 59 million people
    receive monthly Social Security benefits.
    Most of our beneficiaries are retirees and their families —
    about 42 million people.
    But Social Security was never meant to be the only
    source of income for people when they retire. Social
    Security replaces about 40 percent of an average
    wage earner’s income after retiring, and most financial
    advisors say retirees will need 70 percent or more of
    pre-retirement earnings to live comfortably. To have a
    comfortable retirement, Americans need more than Social
    Security. They also need private pensions, savings,
    and investments.
    We want you to understand what Social Security can
    mean to you and your family’s financial future. This
    publication, Understanding the Benefits, explains the
    basics of the Social Security retirement, disability, and
    survivors insurance programs.
    The current Social Security system works like this: when
    you work, you pay taxes into Social Security. We use the
    tax money to pay benefits to:
    • People who have already retired;
    • People who are disabled;
    • Survivors of workers who have died; and
    • Dependents of beneficiaries.
    The money you pay in taxes isn’t held in a personal
    account for you to use when you get benefits.

  • Whom to Contact

    • Ms. Yolanda York
      Public Affairs Specialist

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